You may have heard that I’ve started the process investing in my very first commercial investment property. This will be the beginning of my migration away from residential rental properties in my portfolio. After learning some of the key differences and advantages of commercial rental properties, I’ve made the decision to transition to commercial rental … Read more
The debate about whether or not to pay off your mortgage early is a topic that has garnered much attention. It can be significant financial decision that can have profound implications on your mental well-being and financial health. As someone passionate about personal finance, I’ve explored various perspectives and gathered insights from multiple sources. My … Read more
I had often said that while I got started in my personal finance journey by listening to Dave Ramsey, however, have also expressed that I don’t follow any one expert or pundit, influencer, or journalist religiously. By listening to many different people or organizations and form my own methodology about earning, saving, spending and investing money. … Read more
We had a great conversation the other day in the Minnesota on Fire (Financial Independence, Retire Early) Group about renting vs. buying. I’ll be exploring this again in the future. I touched on it a while ago over here on this podcast. Where my friend and I used real numbers to compare renting vs owning … Read more
Working till 62 Isn’t That Bad, Right? When I began my journey to Financial Independence in 2017 after my divorce, I learned that by being intentional and focused with my finances I may not need to work until typical retirement age. The thought of working till the age of 62, or 70, didn’t sound that … Read more
When I first started investing in real estate, many people tried to tell me it was a mistake. I recall my grandma telling me it was a horrible decision, and she knew someone years ago that had a horrible experience being a landlord. It had something to do with a deadbeat tenant that had flooded … Read more
I was fortunate to have a conversation with one of the nicest guys in personal finance. Maybe the nicest guy on the ENTIRE INTERNET! Andy Hill of Marriage Kids and Money. He and I sat down and talked about my journey to being mortgage free. Being mortgage free can change the way you get up … Read more
This past weekend I was fortunate enough to attend the inaugural Afford Anything, Live and In-Person workshop event in New York at the Financial Gym. Before we get into what I learned, planned and how to take action I just want to express what the absolute best thing about this weekend-long event was. The Best … Read more
Hello again, Friends. I wanted to share a new strategy in how I’m planning to grow my real estate investment portfolio. I have shared how we’ve broken down a real estate investment rental deal. Since 2016, I’ve focused on long-term leases. These are investment properties that I’d hold on to for a long time, perhaps … Read more
As I continue my journey towards retirement, I’ve been thinking about if I’d be able to, or how could I plan on retiring from my W-2, day job at the age of 55. We have some things to consider now that I’m an empty nester, and working on this path to retirement. This began as … Read more