I’m a fan of AI. I’m typically an early adopter of new technology in general. It has bit me in the ass a few times, […]

So here’s the deal. The job market has been a bit weird lately. If you’ve been looking for work or thinking about a career change, […]

When Playing by the Rules Looks Suspicious I was curious and wanted to learn more about how these criminal pricks actually swipe our credit card […]

Finding Purpose Doesn’t Have to Feel Like Searching for Buried Treasure I’ll be honest with you. For years, I thought purpose was this massive thing […]

Nobody Wants to Talk About the Disconnect While driving the other day, I was listening to the Podcast The Business Show with Andrew Giancola on […]

Some Personal Finance Tips to Close This Year and Kickstart the New Year As another year wraps up, and we’ve attended the last concert of […]

Most investing advice sounds like it was written by robots in suits who’ve never actually struggled with money. But every once in a while, you […]

We’ve all been sold this idea that success follows a very specific playbook, right? We graduate high school, get a four-year degree, land a good […]

Why Tax Planning and Charitable Giving Should Be Best Friends Look, I know what you’re thinking. Taxes and charitable giving? That sounds about as exciting […]

So, I never thought I’d be writing about Hallmark Christmas movies on a personal finance blog. But here we are. And honestly? This might be […]

The Secret Subsidy Nobody Talks About Look, I get it. When you think “corporate sponsorship,” you probably picture soulless endorsement deals, slapping logos on everything, […]

Most of us are stuck in this weird cycle where we’re trading our lives for a paycheck, telling ourselves it’s just temporary. Just a few […]

Look, I’ll be honest with you. Choosing a health care plan ranks right up there with doing my taxes and going to the dentist on […]

When Everything You Know About Money Stops Working Look, I’m going to be straight with you. That financial advice your parents followed? The stuff about […]

The Economic Impact of Daylight Saving Time: Why Permanent Standard Time Makes Financial Sense Did you know Benjamin Franklin first proposed daylight saving time in […]

Don’t Sleep on 2026 Retirement Contribution Limits Listen up, my financial warrior friends! The IRS doesn’t hand out bigger retirement contribution limits like ear plugs […]

If you are like me you are probably sick and tired of hearing about inflation and how the prices of everything is going up. Let’s […]

In this world of economic uncertainty and financial jargon, the quest for true wealth can seem crazy complicated and daunting. Are the feds gonna do […]

Back in the day, I thought I was just living a “normal” life. You know, working the day job that was kinda boring, while chasing […]

When anxiety meets a credit card and bad vibes become budget killers. Recently, you may have felt like the world’s on fire, so you might […]

A Metal Revival in Manufacturing There has been a lot of talk about bringing manufacturing back to the United States, and there is about to […]

If you’re still managing your money like it’s 1999, you’re getting left behind. Artificial Intelligence (AI) is a lot more than some buzzword, AI is […]

Let’s turn Up the volume on budget travel. Summer is here, and the kids are out of school. It’s time to plan a family vacation […]

Are you ready to embark on a journey to financial greatness? Let’s unleash your inner metal warrior on the battleground of side hustles! In the […]

Hey there, metal faithful! Do you wanna take your squeeze out for a night on the town. You can wine and dine your special someone […]

The True Cost of Freedom Memorial Day. For many, it’s a long weekend, it’s a kickoff to summer, an excuse to fire up the grill […]

Let’s crank up the volume on this update. The FTC’s new rule, is now effective May 12, 2025. This requires that businesses and organizations selling […]

We know the U.S. student loan crisis seems to be never-ending. The total student loan debt in the United States has exploded past $1.7 trillion, […]

A Heavy Metal Guide to Escaping the Rat Race So you want to retire early? Hell yeah, you do! Imagine stepping away from the daily […]

It seams to come up often in discussions at our monthly Meetup Groups, Events, and conferences. This constant debate over if we should rent our […]

I recently recorded an episode of my podcast, The Extreme Personal Finance Show, with my friend Kevin. We talked about the importance of community. and […]

So, I’m a dude, and I do sometimes kinda feel like investing can be a bit of a boys’ club. In groups I go to, […]

Life is unpredictable and full of surprises. We just never know what can, or will happen. I have had not one, but two friends pass […]

Hello my friends, my warriors of wealth, and seekers of financial freedom! Haha! I thought it might be good time to go back to basics, […]

I have many blog posts, and I have many conversations about when saving for retirement to use your employer sponsored 401(k) retirement plan. I do […]

Some essential lessons every child should learn about money. When Do Kids Start Learning About Money? Did you know children start developing their money habits […]

Okay, we have constantly been hearing about the cost of living going up and inflation is crushing us. I feel that frugal living is no […]

When I began my personal finance journey I didn’t know much about anything. I assumed everyone had a mortgage, everyone had a car loan, and […]

As you may have heard, money can be a cause of fights or arguments among couples. Money can be a cause of conflict or be […]

I remember over 20 years ago I heard that the government was asking the question, “Is it time to kill the penny?” The Penny has […]

For years, we would often think of this thing called “retirement” as an ultimate goal. You work hard, save up, and then relax. On the […]

I’ve always liked the idea of following your dreams. Ya know the saying, from Harvey Mackay that was “find something you love to do and […]

In all honesty I have probably forgotten most of what I learned about tariffs from when I was in my 8th grade civics class. I’m […]

My son recently told me he was thinking about joining the armed forces. He’s in is early 20s, and is trying to figure out what […]

Are you feeling overwhelmed by credit card statements and student loans? Is your debt just weighing you down? You’re not alone! According to this report […]

Who thought talking about Health Savings Accounts, or HSAs, would be fun?! Haha, well these types of accounts are awesome! They are one of the […]

So, ya know that feeling when you’ve had just the right amount of your favorite dessert? That first bite is pure heaven, the second is […]

You know that feeling when you’re about to buy concert tickets, and suddenly the price doubles with mysterious fees? Trust me, I’ve been there. CURSE […]

Have you ever wondered why some people breeze through those loan applications while others face rejection? Or, why your friend got a better interest rate […]

Ever notice how losing your favorite coffee mug feels way worse than the joy of getting a new one? Or how that $50 parking ticket […]

Planning for retirement is a wicked big decision! Right?! It can be one of the biggest things we plan for in our lives. However, the […]

Some Top Personal Finance Tips to Close this Year and Kickstart the New Year As the year comes to an end, we start celebrating the […]

The time is here! We are officially into December and the holiday season. It’s a time of joy and celebration, but it can also be […]

Breaking down the generational divide in financial perceptions and what it means for your wallet. My buddy sent over a recent article that said that […]

As we approach 2025, it’s time to look at what’s changing in the world of retirement contributions. Thanks to the IRS’s recent announcement in Notice […]

Regardless of what we are learning, researching or practicing people often use the terms and concepts of efficiency and effectiveness interchangeably. I’m guilty of this. […]

Inflation has been a major issue lately, affecting everything from groceries to housing. With the 2024 election just a day away, some voters are curious […]

Understanding the differences to secure your family’s financial future. Life insurance is one of those things we should include for a solid financial plan. These […]

Discover why the unemployment rate matters to you and the overall economy. I wanna be honest, understanding the unemployment rate has always kinda been confusing […]

As we begin on our path to financial freedom can feel totally overwhelming, especially if you’re just starting out. However, managing your personal finances is […]

What is National Retirement Security Month? Not only is October my favorite month because of all things spooky and horror, It’s also what I like […]

Election years can shake up the economy, financial markets, and your personal finances in a big way. The uncertainty of policy changes, party agendas, and […]

When it comes to saving money, many people use the terms frugal and cheap interchangeably, but I think there are some key differences. While both […]

It will probably be some time before I purchase another vehicle. I’ll most likely drive my truck for several more years. But, I am fascinated […]

There was a time when I worked retail at Toys “R” Us during high school and college. While working there I had a 401k plan. […]

There has been some recent news about a significant security breach that exposed millions of Social Security numbers. This breach occurred when a major data […]

Taxes are an inevitable part of life, yet many people find the process of understanding and calculating them daunting. They really don’t teach this in […]

I’m always curious how other generations, including Generation Z are surviving and thriving in our current environment. Being that I’m father to two Gen Zer’s […]

As the back-to-school season approaches, parents, students, and retailers are gearing up for what is traditionally a significant shopping period. This year, the back-to-school spending […]

I had dinner with my buddy the other day and we were talking about a recent trip he went on.  He mentioned that when he […]

We’ve all been there. We walk past an end cap, or walk up to the checkout at the store, you think to yourself, “Oh I […]

I was watching the local news the other day, and they were interviewing a business expert that was talking about “the feds” and “rate cuts” […]

Medical debt has often been a significant financial burden for many of us. Medical debt can lead to damaged credit scores and reduced access to […]

The sunk cost fallacy is a common psychological trap that affects our decision-making processes, often leading us to throw good money after bad or continue […]

It seems you can’t go a day without hearing something about whether the U.S. is in a recession. With opinions flying left and right, it’s […]

After reading the book “Die With Zero: Getting All You Can from Your Money and Your Life” by Bill Perkins, It kinda changed the way […]

I was visiting my local UPS Store the other day, and I was chatting with the three Gen Z peeps that work there.  We’ve talked […]

Being rich is a relative concept – what might be considered wealth in one state could be a mere drop in the bucket in another. […]

We’ve all dreamed of hitting it big – rolling in dough, swimming in a pool of cash like Scrooge McDuck. But here’s the reality check: […]

You may have seen in the news, or read some headlines about a new airline flight cancelation rule. This rule states that passengers may be […]

I had recently talked about the value in a two-year, associates degree. A four-year degree isn’t right for everybody, not to mention the crazy rising […]

Top Paying Two-Year Associates Degrees Let’s be real – the cost of a college education these days is absolutely nuts. With tuition prices skyrocketing and […]

There are so many people who are saddled with the burden of student debt, and have been for years. I’m sure there are tons of […]

The Social Security Contribution This is a follow up to the previous post, “How Does Social Security Work?” that was in response to the post […]

I had recently dropped a little article to help young adults or teams understand their paycheck. I didn’t realize the active conversation this would create […]

Being that we are into financial literacy month, I wanted to continue to help people understand some basic personal finance principles. One of the big […]

Life skills. What are life skills? I remember helping my kids learn what many call life skills. This can be things like doing the laundry, […]

I’ve talked about how I had to google terms like “how to budget” when I began my journey to Financial Independance. I had to Learn […]

I’m Paying How Much For Late Fee? Imagine you and a buddy are at a show to see this killer band, and you borrowed some […]

In-Person and In Texas! Another FinCon in the books!  Excitement and energy were in the air at the Austin Convention Center as Money Nerds united […]

In this post, I’m going to discuss healthy eating, weight loss, and being active. What does this have to do with personal finance? Well, I’m […]

I used a simple budget to make this year’s state fair experience the best yet! By quickly setting up a budget, and planning ahead of […]