Why didn’t I do this sooner?! Why didn’t I switch to Mint Mobile for my cellular service provider? As we have discussed in the past, I often review expenses. I review my budget and look for ways to save money. Several years ago, when the kids were old enough to get phones, my ex-wife and … Read more
My Uncle once referred to me as the cheapest rich person. Hahaha, While I don’t consider myself “rich” or “cheap” I do consider myself frugal. I’d like to use the word frugal rather than cheap. I do remember as a child my dad would talk about how he tried to live frugally. I remember him … Read more
While we personal finance bloggers often talk about how to save money, and how we may spend wisely and to not buy what you don’t need. But there will be a time when we need to buy something. It happens. Something breaks, wears out, or you just purchased something new for whatever reason. I just discovered … Read more
I recently came across this post on Money After Graduation. As a single guy that has been on a handful of dates, this has been an area of anxiety. For instance, I recently went on a date in which we ordered an appetizer, and she had two classes of wine. Once you added my Diet … Read more
I used a simple budget to make this year’s state fair experience the best yet! By quickly setting up a budget, and planning ahead of time, it allowed for my family and I to enjoy a day of guilt free spending. The Great Minnesota’s Get Together. This is the slogan that is refrained throughout the … Read more
This one is pretty simple and straight forward. But it was a great way for our family to continually eat out every week FOR FREE! Let’s jump in the way-back machine. Back in 2005-2010. That’s a wicked-long time in the tech world. This is when I was working as a Technical Services Specialist at a … Read more
Thanks for coming back for the next step in my journey to retirement after divorce. In Part One, we reviewed how divorce caused me to be intentional with how I spent, and saved my money. With these next posts we’ll dig in a little deeper in each of the steps I took in the very … Read more
Should you pay off your mortgage? There has always been the debate if one should pay off their home mortgage or not. One can argue that if the interest rate of my home mortgage is 3.75% or lower, why would someone pay off the balance of this mortgage, when you can earn a potentially higher … Read more
The “D” Word. Divorce. I’ll not spend too much time on the actual separation and divorce from my wife of fourteen years. Divorce happens. It can suck! While the divorce rate has been declining in recent years, it’s still quite high. 50%-60% of marriages end in divorce. The decline seems to be related to those … Read more
Keep investing in your self with the 3% formula.