Save Money On Electricity At Peak Times

Every little bit helps!  For the last couple years I’ve elected to participate in Peak Time Rebate from my electric utility company that allows me to save money on electricity at peak times.   It’s actually super easy, and you can earn $1 rebate for every kilowatt-hour (kWh) of energy that you can reduce from … Read more

Price vs. Cost

While we personal finance bloggers often talk about how to save money, and how we may spend wisely and to not buy what you don’t need. But there will be a time when we need to buy something. It happens. Something breaks, wears out, or you just purchased something new for whatever reason.  I just discovered … Read more

Investing in Love

Investing in our retirement, real estate, or stock market are typically something we’ve all heard of, and often talk about. I’d like to take a moment to talk about using money to invest in a relationship, or your love life. I remember when I had originally separated from my wife back in 2012, I had … Read more

Top Ways I Save Money

I’m not afraid of saving money, and I’m proud of being frugal. I’ll always save money where I can, and if I find little value.  I’ll share just some of ways I save money while living my frugal lifestyle.  Check it out! Don’t Pay for TVAs I have talked about when I first started tracking … Read more

How I’m saving and investing in 2020

Hey Money Nerds!  I wanted to share how I’m saving and investing in 2020. Because I’ve worked hard to live frugally, on much less then I earn. I’ve been able to be very intentional on where my money goes in term of retirement and investment accounts. We always have heard the old adage, “pay yourself, first.”  … Read more

My Journey to Retirement after Divorce – PART 2: Reviewing Expenses and Building a Budget

Thanks for coming back for the next step in my journey to retirement after divorce.  In Part One,  we reviewed how divorce caused me to be intentional with how I spent, and saved my money. With these next posts we’ll dig in a little deeper in each of the steps I took in the very … Read more